/* Section Backgrounds */
html{
    scroll-behavior:smooth;
}
.bg-white{
    background:#ffffff;
}

.bg-light{
    background:#F5F7FA;
}

.bg-dark{
    background:#0A2540;
    color:rgb(217, 253, 248);
}

.bg-dark h2,
.bg-dark h3,
.bg-dark p{
    color:rgb(217, 253, 248);
}

body{margin:0;font-family:Poppins,sans-serif;background:#f4f7fb;color:#1b1b1b}header{position:sticky;top:0;background:#0a2540;color:#fff;display:flex;justify-content:space-between;padding:18px 8%;align-items:center}nav a{color:#fff;text-decoration:none;margin-left:20px}
.hero{
    height:75vh;
    background:
    linear-gradient(
        rgba(10,37,64,.45),
        rgba(10,37,64,.45)
    ),
    url("images/hero.png");
    background-size:cover;
    background-position:center right;
    background-repeat:no-repeat;
    display:flex;
    align-items:center;
}.stats,
.grid{
    display:flex;
    flex-wrap:wrap;
    justify-content:center;
    gap:22px;
    padding:35px 8%;
    max-width:1300px;
    margin:auto;
}
.partner-card{
    width:220px;
    min-height:70px;
    background:#fff;
    border-radius:14px;
    display:flex;
    justify-content:center;
    align-items:center;
    font-weight:600;
    font-size:17px;
    color:#0A2540;
    box-shadow:0 8px 20px rgba(0,0,0,0.08);
    transition:.3s;
    cursor:default;
}

.partner-card:hover{
    transform:translateY(-6px);
    box-shadow:0 15px 30px rgba(0,0,0,.15);
}

.btn{

    display:inline-block;

    margin-top:25px;

    padding:16px 40px;

    background:#FFC107;

    color:#0A2540;

    font-weight:700;

    font-size:18px;

    text-decoration:none;

    border-radius:50px;

    transition:.3s;

    box-shadow:0 10px 25px rgba(0,0,0,.2);

}

.btn:hover{

    background:white;

    color:#0A2540;

    transform:translateY(-4px);

    box-shadow:0 18px 35px rgba(0,0,0,.3);

}
/* ======================
   STATISTICS SECTION
====================== */

.stats{
    display:flex;
    justify-content:center;
    align-items:center;
    gap:40px;
    padding:80px 8%;
    background:#f5f8fc;
    flex-wrap:wrap;
}

.stat-card{
    width:280px;
    background:#ffffff;
    border-radius:22px;
    padding:40px 30px;
    text-align:center;
    border:1px solid #e5e7eb;
    box-shadow:0 12px 35px rgba(0,0,0,.08);
    transition:all .35s ease;
}

.stat-card:hover{
    transform:translateY(-10px);
    box-shadow:0 20px 45px rgba(0,0,0,.15);
}

.stat-icon{
    width:80px;
    height:80px;
    margin:auto;
    margin-bottom:22px;
    background:#0A2540;
    color:#FFC107;
    border-radius:50%;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:36px;
}

.stat-card h2{
    font-size:48px;
    color:#0A2540;
    margin:10px 0;
    font-weight:700;
}

.stat-card p{
    color:#666;
    font-size:18px;
    margin:0;
}
/* WHY CHOOSE US */

#why-us{

    background:#ffffff;
    padding:90px 8%;

}


.section-title{

    text-align:center;
    font-size:38px;
    color:#0A2540;
    margin-bottom:20px;

}

.section-subtitle{

    text-align:center;
    max-width:850px;
    margin:0 auto 60px;
    line-height:1.8;
    color:#666;
    font-size:17px;

}

.why-grid{

    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
    gap:30px;

}

.why-card{

    background:#fff;
    border-radius:18px;
    padding:35px;
    text-align:center;
    box-shadow:0 12px 30px rgba(0,0,0,.08);
    transition:.35s;

}

.why-card:hover{

    transform:translateY(-12px);
    box-shadow:0 20px 40px rgba(0,0,0,.15);

}

.icon{

    width:75px;
    height:75px;
    margin:auto;
    border-radius:50%;
    background:#1565C0;
    color:white;
    font-size:34px;
    display:flex;
    justify-content:center;
    align-items:center;
    margin-bottom:20px;

}

.why-card h3{

    color:#0A2540;
    margin-bottom:15px;
    font-size:22px;

}

.why-card p{

    color:#666;
    line-height:1.8;

}
/* EMI Calculator */

#emi-calculator{

background:#f5f8fc;
padding:90px 8%;

}

.emi-container{

display:grid;
grid-template-columns:1fr 1fr;
gap:50px;
align-items:center;

}

.emi-form{

background:white;
padding:35px;
border-radius:20px;
box-shadow:0 15px 35px rgba(0,0,0,.08);

}

.emi-form label{

font-weight:600;
display:block;
margin-top:18px;
margin-bottom:8px;

}

.emi-form input{

width:100%;
padding:14px;
border:1px solid #ddd;
border-radius:10px;
font-size:16px;

}

.emi-form button{

margin-top:25px;
width:100%;
padding:15px;
background:#0A2540;
color:white;
border:none;
border-radius:10px;
font-size:17px;
cursor:pointer;
transition:.3s;

}

.emi-form button:hover{

background:#1565C0;

}

.emi-result{

display:grid;
gap:20px;

}

.result-box{

background:white;
padding:30px;
border-radius:18px;
text-align:center;
box-shadow:0 12px 30px rgba(0,0,0,.08);

}

.result-box h3{

margin-bottom:15px;
color:#0A2540;

}

.result-box span{

font-size:30px;
font-weight:700;
color:#1565C0;

}

@media(max-width:900px){

.emi-container{

grid-template-columns:1fr;

}

}
/* CONTACT */

#contact{

background:#f7f9fc;
padding:100px 8%;

}

.contact-container{

display:grid;
grid-template-columns:1fr 1fr;
gap:60px;
align-items:center;

}

.contact-tag{

display:inline-block;
background:#1565C0;
color:white;
padding:8px 20px;
border-radius:30px;
font-size:14px;
margin-bottom:18px;

}

.contact-info h2{

font-size:42px;
color:#0A2540;
margin-bottom:20px;

}

.contact-info p{

line-height:1.9;
color:#666;

}

.info-card{

display:flex;
gap:18px;
align-items:center;
background:white;
padding:18px;
border-radius:15px;
margin-top:20px;
box-shadow:0 10px 25px rgba(0,0,0,.08);
transition:.3s;

}

.info-card:hover{

transform:translateX(10px);

}

.info-icon{

width:60px;
height:60px;
border-radius:50%;
background:#1565C0;
display:flex;
justify-content:center;
align-items:center;
font-size:28px;
color:white;

}

.contact-form{

background:white;
padding:40px;
border-radius:20px;
box-shadow:0 20px 45px rgba(0,0,0,.08);

}

.contact-form h2{

color:#0A2540;
margin-bottom:10px;

}

.contact-form p{

margin-bottom:25px;
color:#666;

}

.contact-form input,
.contact-form select,
.contact-form textarea{

width:100%;
padding:16px;
margin-bottom:18px;
border:1px solid #ddd;
border-radius:10px;
font-size:15px;
font-family:Poppins,sans-serif;
transition:.3s;

}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus{

outline:none;
border-color:#1565C0;
box-shadow:0 0 10px rgba(21,101,192,.25);

}

.contact-form button{

width:100%;
padding:16px;
background:#0A2540;
color:white;
border:none;
border-radius:10px;
font-size:17px;
font-weight:600;
cursor:pointer;
transition:.3s;

}

.contact-form button:hover{

background:#1565C0;

}

@media(max-width:900px){

.contact-container{

grid-template-columns:1fr;

}

.contact-info h2{

font-size:32px;

}

}
section{
    padding:90px 8%;
    position:relative;
}

.bg-white{
    border-top:1px solid #ececec;
    border-bottom:1px solid #ececec;
}
.bg-light{
    background:linear-gradient(180deg,#F8FAFC 0%,#F2F6FB 100%);
}
/* ABOUT */

.about-container{

display:grid;

grid-template-columns:1.2fr 1fr;

gap:60px;

align-items:center;

}

.about-tag{
    display:inline-block;
    background:linear-gradient(135deg,#1565C0,#0A2540);
    color:#fff;
    padding:16px 42px;
    border-radius:50px;
    font-size:20px;
    font-weight:700;
    letter-spacing:1.5px;
    text-transform:uppercase;
    box-shadow:0 10px 25px rgba(21,101,192,.35);
    margin-bottom:35px;
}

.about-text h2{
    font-size:56px;
    font-weight:700;
    line-height:1.15;
    color:#0A2540;
    margin-bottom:28px;
}

.about-text p{
    font-size:19px;
    line-height:1.9;
    color:#555;
    max-width:650px;
}

.about-highlights{

display:grid;

grid-template-columns:repeat(2,1fr);

gap:18px;

margin-top:35px;

font-weight:600;

color:#0A2540;

}

.about-image img{
    width:100%;
    max-width:600px;
    border-radius:24px;
    box-shadow:0 25px 50px rgba(0,0,0,.15);
}

@media(max-width:900px){

.about-container{

grid-template-columns:1fr;

}

}
/* LOAN PRODUCTS */

.loan-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
    margin-top:50px;
}

.loan-card{
    background:#fff;
    padding:35px 25px;
    border-radius:20px;
    text-align:center;
    border:1px solid #e5e7eb;
    box-shadow:0 12px 30px rgba(0,0,0,.08);
    transition:all .3s ease;
}

.loan-card:hover{
    transform:translateY(-8px);
    box-shadow:0 20px 40px rgba(0,0,0,.15);
}

.loan-card i{
    font-size:42px;
    color:#FFC107;
    margin-bottom:20px;
}

.loan-card h4{
    font-size:22px;
    color:#0A2540;
    margin-bottom:15px;
}

.loan-card p{
    font-size:15px;
    color:#666;
    line-height:1.7;
}
/* PARTNERS */

.partners-section{

    padding:100px 8%;
    background:linear-gradient(135deg,#0A2540,#1565C0);

}

.partners-section .section-title{

    color:white;

}

.partners-section .section-subtitle{

    color:#d9e7ff;

}
.partner-grid{

display:grid;
grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
gap:30px;
margin-top:50px;

}

.partner-card{

background:white;
border-radius:18px;
padding:35px;
text-align:center;
transition:.35s;
cursor:pointer;
box-shadow:0 12px 30px rgba(0,0,0,.18);

}

.partner-card:hover{

transform:translateY(-12px) scale(1.04);

}

.partner-card img{

height:70px;
width:auto;
margin-bottom:20px;

}

.partner-card h3{

color:#0A2540;

}
.partner-card:hover{

box-shadow:

0 0 25px rgba(255,193,7,.6),

0 15px 40px rgba(0,0,0,.25);

}
.table-container{

overflow-x:auto;

margin-top:30px;

}

#scheduleTable{

width:100%;

border-collapse:collapse;

background:white;

border-radius:15px;

overflow:hidden;

box-shadow:0 15px 35px rgba(0,0,0,.08);

}

#scheduleTable th{

background:#0A2540;

color:white;

padding:15px;

}

#scheduleTable td{

padding:14px;

text-align:center;

border-bottom:1px solid #eee;

}

#scheduleTable tr:hover{

background:#f5f7fa;

}
.download-container{

    text-align:center;

    margin-top:30px;

}

#downloadBtn{

    background:#0A2540;

    color:white;

    padding:15px 28px;

    border:none;

    border-radius:10px;

    font-size:16px;

    font-weight:600;

    cursor:pointer;

    transition:.3s;

}

#downloadBtn:hover{

    background:#1565C0;

    transform:translateY(-3px);

}
.schedule-actions{

    text-align:center;

    background:white;

    padding:35px;

    margin-top:40px;

    border-radius:18px;

    box-shadow:0 15px 35px rgba(0,0,0,.08);

}

.schedule-actions h3{

    color:#0A2540;

    margin-bottom:10px;

}

.schedule-actions p{

    color:#666;

    margin-bottom:25px;

}

.schedule-actions button{

    margin:10px;

    padding:15px 28px;

    border:none;

    border-radius:10px;

    background:#1565C0;

    color:white;

    font-size:16px;

    cursor:pointer;

    transition:.3s;

}

.schedule-actions button:hover{

    background:#0A2540;

}
#scheduleSection{
    display:none;
}
/* ===========================
   RESPONSIVE DESIGN
=========================== */

/* Tablets */
@media (max-width: 1024px){

    section{
        padding:70px 5%;
    }

    .emi-container,
    .contact-container{
        grid-template-columns:1fr;
        gap:40px;
    }

    .contact-info{
        text-align:center;
    }

}

/* Mobile */
@media (max-width:768px){
    .hero{
    height:75vh;
    background-position:85% center;
    }

    header{
        flex-direction:column;
        gap:15px;
        padding:15px 20px;
    }

    nav{
        display:flex;
        flex-wrap:wrap;
        justify-content:center;
        gap:15px;
    }

    nav a{
        margin:0;
    }

    .hero{
        height:auto;
        padding:90px 0;
    }

    .overlay{
        max-width:100%;
        text-align:center;
        padding:30px;
    }

    .section-title{
        font-size:30px;
    }

    .section-subtitle{
        font-size:16px;
    }

    .contact-info h2{
        font-size:30px;
    }

    
    .schedule-actions button,
    #downloadBtn{
        width:100%;
        margin:10px 0;
    }

    .contact-form{
        padding:25px;
    }

    .partner-card img{
        height:55px;
    }

}

/* Small Phones */
@media (max-width:480px){

    body{
        font-size:15px;
    }

    input,
    textarea,
    select{
        font-size:16px;
    }

}
/* ==========================
   HAMBURGER MENU
========================== */

.logo h2{

    margin:0;
    color:white;

}

.menu-toggle{

    display:none;
    font-size:30px;
    color:white;
    cursor:pointer;

}

@media (max-width:768px){

header{
    position:fixed;
    top:0;
    left:0;
    width:100%;
    z-index:1000;
    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:18px 8%;
    background:rgba(10,37,64,0.95);
    backdrop-filter:blur(12px);
    box-shadow:0 8px 20px rgba(0,0,0,.08);
    transition:all .35s ease;
    box-sizing:border-box;
}

header.scrolled{
    padding:12px 8%;
    background:#0A2540;
    box-shadow:0 10px 30px rgba(0,0,0,.18);
}

.menu-toggle{

    display:block;

}

nav{

    display:none;
    width:100%;
    margin-top:15px;
    flex-direction:column;
    background:#0A2540;
    border-radius:10px;

}

nav.active{

    display:flex;

}

nav a{

    padding:15px;
    margin:0;
    text-align:center;
    border-bottom:1px solid rgba(255,255,255,.1);

}

nav a:last-child{

    border-bottom:none;

}

}

.overlay h1{
    color:#fff;
    font-size:56px;
    font-weight:700;
    line-height:1.2;
    margin-bottom:20px;
}

.overlay p{
    color:#fff;
    font-size:22px;
    margin-bottom:35px;
}
.overlay{
    max-width:650px;
    padding-left:8%;
}
@media (max-width:992px){

    .loan-grid{
        grid-template-columns:repeat(2,1fr);
    }

}

@media (max-width:600px){

    .loan-grid{
        grid-template-columns:1fr;
    }

}
footer{
    background:#0A2540;
    color:#fff;
    padding:60px 8% 25px;
    text-align: center;
}